Auto Accident Injury Lawyer Cleveland OH
Dealing with a car accident immediately after it has happened can be stressful enough, but finding out that the other driver — particularly if that driver caused the crash — is uninsured can send you into a whole new level of panic. You might instantly start wondering if you’ll be able to get compensated for damages and what it means for your future financial situation. While everyone hopes that everyone else on the road is insured, this simply isn’t the case, and your odds of getting into one of these accidents is higher than you might think. Fortunately, that means there are ways of properly handling them. A Cleveland, Ohio auto accident injury lawyer offers the following tips.
Directly After the Accident
There are some key steps you need to complete at the scene of the accident no matter what, but especially if you discover the other driver is uninsured. First, don’t let them try to give you money instead of calling the police. You have no idea how much your damages may be worth, and odds are the money they’re offering won’t cover a fraction of it. Additionally, calling the police will get you a police report, which may be necessary to file a claim later. Exchange contact information with the other driver and write down all details of the crash (date, time, location, etc.). Take pictures of the scene for later proof of damages. Your Cleveland OH auto accident lawyer can use all of this documentation as evidence in your case.
Uninsured Motorist Coverage
In some states, you are required to have uninsured motorist coverage added to your normal insurance package. In other states, it is only a suggestion. Normally, when hit by a driver without insurance, you’ll have to file an uninsured motorist claim to get damages covered by your own insurance. This is usually only up to a certain cost. Your auto accident injury lawyer in Cleveland OH can explain more how this type of insurance coverage may apply in your case.
If You’re Injured
Getting serious injuries after an accident with an uninsured driver can have hefty consequences on your physical health and your bank account. You might think that filing a lawsuit against the other driver is the best option in seeking compensation. Unfortunately, if a driver doesn’t have insurance, it may mean they can’t afford it and don’t have much else in terms of financial assets. Even if you win your case, you might not get paid because there’s simply nowhere to take the money from. In some scenarios, it can be proven that the other driver does have the money, in which case you can proceed with a lawsuit. Your car accident lawyer Cleveland OH offers can evaluate your case to determine what the best legal option is for your situation.
Determining whether your case is worth pursuing in court is a tricky call. Contact an auto accident injury lawyer Cleveland OH victims recommend to discuss the situation and get their advice on if your case is winnable or if you should just file a claim with your insurance. Call Mishkind Kulwicki Law Co., L.P.A. today.